Got a Question? We Got the Answer!
- About Treadwell Credit Union
- Account Questions
- ATM Questions
- Certificates of Deposit Questions
- Checking Questions
- Debit Card Questions
- Financial Education Questions
- General Product and Service Questions
- IDCheck
- Loan and Credit Questions
- Online Banking Questions
- Roth IRA Questions
- Savings and Investment Questions
- SavvyMoney
- Security Questions
We offer a variety of consumer loan options to include auto, motorcycle, boat, credit cards, and personal loans. In addition, we offer a variety of home loans to include FHA and VA. We also offer some business loan options.
You can apply for a loan at any of our branches by setting up an appointment with one of our Financial Relationship Partners.
You can also complete our online loan application at https://loans.itsme247.com/314.
No, but you must qualify to become a member. You may apply online at https://loans.itsme247.com/314/Home/Start.
No, we do not.
You can submit an application by visiting one of our branches or applying online.
You can pay your loan with your Treadwell account through online, mobile , or telephone banking. You can also call us at 937-236-2562.
If you are paying from an account outside of Treadwell, you can pay online at https://treadwellcreditunion.lenderpayments.com/#/person/find/.
Because the federal government requires that each of the three national credit-reporting agencies-Experian, Equifax, and TransUnion-gives you a free credit report every year, consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You'll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.
Treadwell offers you complimentary access to your TransUnion credit report and credit score through your online banking account.
The federal government requires that each of the three national credit-reporting agencies-Experian, Equifax, and TransUnion-gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com. (Link: https://www.annualcreditreport.com) According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer "free" credit reports but often charge you for another product if you accept the report. To request your credit report by phone, call (877) 322-8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.
A home equity loan using the equity in your home to provide you with access to cash. This can be done through a fixed-rate second mortgage or a variable rate home equity line of credit.
Treadwell offers a variety of home loan options. First mortgage loans include conventional, FHA, and VA loans. Terms vary from 10 – 30 years. We also offer second mortgages and home equity lines of credit.
A signature loan is a loan without material collateral such as a car or home. You can use this loan for just about any purpose.
Yes, you can learn more on our Business Loans page.