Making Home Loans Less "Ugh" and more "Ahh"
Buying a home is a big deal—but at Treadwell, we make it feel a whole lot easier (and way less stressful). With low rates and a team that’s here to walk you through every step, we’re all about turning “Where do I even start?” into “Welcome home!” Whether you’re a first-time buyer or a seasoned mover, we’ll help you navigate the process with confidence and maybe even a few happy dances along the way.
First Mortgages
Whether it’s your first home, a mortgage refinance or your vacation retreat, we are here to help with your home loan needs!
- Conventional, FHA, VA
- 10, 15, 20, and 30 year terms
- Escrow option available
First Time Homebuyer Loan
At Treadwell Credit Union we are here to help individuals purchase their first home. Our First Time Homebuyer Loan provides you with a low down-payment option to minimize out-of-pocket expenses.
| Name | NMLS Number | |
|---|---|---|
| Tammy Bretzfelder | NMLS #607846 | tammyb@daymetcu.com |
| Beth Smith | NMLS #1135263 | bsmith@daymetcu.com |
| Edie Volz | NMLS #673255 | evolz@daymetcu.com |
| Diane Meyers | NMLS #1383002 | dmeyers@daymetcu.com |
| Madison Jackson | NMLS #1740390 | mjackson@daymetcu.com |
| Zachary Clark | NMLS #744811 | zclark@daymetcu.com |
| Treadwell Credit Union | NMLS #412460 | NMLS website |
| Type | as low as APR |
|---|---|
| First Mortgage - Please Call | |
| Second Mortgage | |
| 5 Year Term | 6.25% |
| 10 Year Term | 7.00% |
| 15 Year Term | 7.25% |
| Home Equity Line of Credit | |
| Term Varies | 7.00% |
*APR = Annual Percentage Rate. Rates quoted as low as. Rates may vary based on credit score, term, and age of collateral. A $30,000 second mortgage for a term of 60 months at 7.50% APR, the monthly payment would be $601.23. **Home Equity Lines of Credit are variable based on the Wall Street Prime Index and may adjust quarterly. Floor rate is 3.25%. Maximum APR is Prime plus 4%. Upon approved credit – based on credit qualifications. Applicable interest rate varies depending on your credit qualifications and loan to value ratio. Maximum Home Equity loan is $200,000. Consult your tax advisor for tax deductibility. Closing costs can range up to $399. Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Treadwell Credit Union and all Mortgage Loan Officers employed by Treadwell Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer. You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at: https://www.nmlsconsumeraccess.org. NMLS #412460 | |
