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Share Certificates

Put Your Money on 'Do Not Disturb' -- It's Earning Interest Time!

Put Your Money on 'Do Not Disturb' -- It's Earning Interest Time!

Treadwell Share Certificates are your savings’ time to shine. With terms ranging from 6 to 60 months, you can pick the timeline that fits your goals—whether you’re saving for a big move, a dream trip, or just your future self. And if you go with a 12-month term or longer, you’ll love our rate bump feature, which lets you boost your earnings if rates go up. At Treadwell, we’re not just holding your savings—we’re partners on the road forward, cheering you on every step of the way.

Share Certificates
Effective Date: Tuesday, September 15th, 2026
TermMinimum BalanceAPY*
6 Month Certificate $500 3.70%
12 Month Certificate $500 3.80%
18 Month Certificate $1,000 3.90%
24 Month Certificate $1,000 4.00%
36 Month Certificate $1,000 4.05%
48 Month Certificate $1,000 3.75%
60 Month Certificate $1,000 3.75%
*APY = Annual Percentage Yield. Rates subject to change. Share Certificates are subject to early withdrawal penalties.

 

What could my recurring (monthly) savings grow to?

Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.

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