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Loan Rates

The Road to Great Rates Starts Here

Current Loan Rates

Vehicle Loans
Effective Date: Tuesday, September 15th, 2026
TypeTermas low as APR**
Vehicle 2023 or newer up to 63 months 5.49%
Vehicle 2023 or newer 64 to 75 Months ($10,000 min) 5.89%
Vehicle 2023 or newer 76 to 84 Months ($20,000 min) 6.59%
Vehicle 2022 & Older up to 63 months 5.89%
Motorcycle 2023 or newer up to 63 months 7.49%
Boat & RV Loan term varies 7.49%
ATV term varies 7.49%

**APR = Annual Percentage Rate. Rated shown is as low as rate. Rates may vary based on credit score, term, and age of collateral.

A $20,000 new car loan for a term of 60 months at 6.09% APR, the monthly payment would be $387.58.

Home Loans
Effective Date: Tuesday, September 15th, 2026
Typeas low as APR
First Mortgage - Please Call
Second Mortgage
5 Year Term 6.25%
10 Year Term 7.00%
15 Year Term 7.25%
Home Equity Line of Credit
Term Varies 7.00%

*APR = Annual Percentage Rate. Rates quoted as low as. Rates may vary based on credit score, term, and age of collateral.

A $30,000 second mortgage for a term of 60 months at 7.50% APR, the monthly payment would be $601.23.

**Home Equity Lines of Credit are variable based on the Wall Street Prime Index and may adjust quarterly. Floor rate is 3.25%. Maximum APR is Prime plus 4%. Upon approved credit – based on credit qualifications. Applicable interest rate varies depending on your credit qualifications and loan to value ratio. Maximum Home Equity loan is $200,000.  Consult your tax advisor for tax deductibility. Closing costs can range up to $399.

Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Treadwell Credit Union and all Mortgage Loan Officers employed by Treadwell Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.

You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at: https://www.nmlsconsumeraccess.org.

NMLS #412460

Credit Cards
Effective Date: Tuesday, September 15th, 2026
Type
Mastercard All Types - View Rates
**APR = Annual Percentage Rate. Rates may vary based on credit score. View details and disclosures.

Personal Loan
Effective Date: Tuesday, September 15th, 2026
Termas low as APR**
Personal Unsecured Loan
Up to 36 months 10.29%
37 - 60 months 10.89%
iCash Loan
18 months 18.00%

**APR = Annual Percentage Rate. Rates may very based on credit score and term.

A $1,000 unsecured loan for a term of 24 months at 10.99% APR, the monthly payment would be $46.64.

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